> ## Documentation Index
> Fetch the complete documentation index at: https://docs.infinityapp.in/llms.txt
> Use this file to discover all available pages before exploring further.

# Create a quote

> Prices up to 100 payouts with the same pricing a Create payouts call uses, against the wallet you name. Nothing is stored or reserved, so it takes no `Idempotency-Key`.
Rates aren't locked: payouts are priced again when you create them.
A quote never fails for insufficient funds; it reports `sufficient_balance: false` instead.




## OpenAPI

````yaml /api-reference/openapi.yaml post /quotes
openapi: 3.1.0
info:
  title: Infinity API
  version: v1
  description: >
    Send cross-border payouts from your USD balance to payees' bank accounts.


    - **Hosts:** `https://sandbox-api.infinityapp.in/v1` for testing and
    `https://api.infinityapp.in/v1` for live money.

    - **Auth:** `Authorization: Bearer sk_test_…` on the sandbox, `sk_live_…` on
    live.

    - **JSON:** field names are snake_case. Amounts are decimal strings
    (`"500.00"`), currency codes are lowercase ISO 4217 (`"eur"`), countries are
    uppercase ISO 3166 alpha-2 (`"NL"`), and timestamps are ISO 8601 in UTC.

    - **Fixed shapes:** every documented response field is always present. It's
    `null` when there's no value, and `metadata` is `{}` when empty.

    - **Strict input:** an unknown field or query parameter gets a `400
    unknown_parameter`, and a number where a string is expected gets a `400
    type_mismatch`.

    - **Lists:** `limit` (1–100, default 20) and `starting_after` (the last id
    you saw). Responses are `{ "data": [...], "has_more": true }`, newest first.

    - **Idempotency:** the `Idempotency-Key` header is required on money-moving
    creates and optional on the others. The same key with the same body within
    24 hours returns the original response.

    - **Request ID:** every response has a `Request-Id` header. Quote it to
    support.

    - **Rate limits:** 20 requests per second per key, with bursts up to 40.
    Over that gets a `429` with `Retry-After`.

    - **Versioning:** `/v1` only grows. New fields, endpoints, enum values,
    event types and error codes can be added at any time, so ignore what you
    don't recognise.
servers:
  - url: https://sandbox-api.infinityapp.in/v1
    description: Sandbox (sk_test_ keys)
  - url: https://api.infinityapp.in/v1
    description: Live (sk_live_ keys)
security:
  - apiKey: []
tags:
  - name: Account
    description: Your account profile and settings.
  - name: Wallets
    description: >-
      Funds held for you, one wallet per currency. Every payout names the wallet
      that pays for it.
  - name: Funding addresses
    description: Bank details you send money to, to fund your balance.
  - name: Deposits
    description: Money credited to your balance.
  - name: Currencies
    description: The currencies we support and which ones you can pay out in.
  - name: Exchange rates
    description: Indicative rates. A quote is the price.
  - name: Payees
    description: The people and businesses you pay.
  - name: Payee addresses
    description: >-
      A payee's bank account, sent by you instead of the payee filling in our
      hosted form.
  - name: Bank requirements
    description: The fields each currency and rail needs.
  - name: Quotes
    description: Price payouts before you send them. Nothing is saved.
  - name: Payouts
    description: Create 1 to 100 payouts in one call, then track, update or cancel them.
  - name: Batches
    description: The set of payouts created by one Create payouts call.
  - name: Webhook endpoints
    description: URLs we notify when something changes.
  - name: Events
    description: Every change from the last 30 days, to catch up on missed webhooks.
paths:
  /quotes:
    post:
      tags:
        - Quotes
      summary: Create a quote
      description: >
        Prices up to 100 payouts with the same pricing a Create payouts call
        uses, against the wallet you name. Nothing is stored or reserved, so it
        takes no `Idempotency-Key`.

        Rates aren't locked: payouts are priced again when you create them.

        A quote never fails for insufficient funds; it reports
        `sufficient_balance: false` instead.
      operationId: createQuote
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateQuoteRequest'
      responses:
        '200':
          description: The price, line by line in request order.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Quote'
        '400':
          description: >-
            `invalid_payout_request` (an item breaks a rule),
            `wallet_not_found`, `payee_not_found` (`param: items[i].payee_id`),
            `missing_parameter`, `unknown_parameter`.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '403':
          $ref: '#/components/responses/Forbidden'
        '429':
          $ref: '#/components/responses/RateLimited'
        5XX:
          $ref: '#/components/responses/ServerError'
components:
  schemas:
    CreateQuoteRequest:
      type: object
      additionalProperties: false
      required:
        - wallet_id
        - items
      properties:
        wallet_id:
          type: string
          description: The wallet the payouts would be paid from.
          example: wallet_7t4m9k2qx8d3hn5r
        items:
          type: array
          minItems: 1
          maxItems: 100
          description: Each payee at most once, with the same rules as a batch item.
          items:
            $ref: '#/components/schemas/QuoteItem'
    Quote:
      type: object
      required:
        - wallet_id
        - debit_currency
        - fee_bearer
        - items
        - total_debit
        - total_fee
        - available_balance
        - sufficient_balance
      properties:
        wallet_id:
          type: string
          example: wallet_7t4m9k2qx8d3hn5r
        fee_bearer:
          type: string
          enum:
            - account
            - payee
        debit_currency:
          type: string
          description: The currency of the paying wallet.
          example: usd
        items:
          type: array
          items:
            $ref: '#/components/schemas/QuoteLine'
        total_debit:
          type: string
          example: '568.35'
        total_fee:
          type: string
          example: '10.00'
        available_balance:
          type: string
          description: The wallet's `available` amount.
          example: '10000.00'
        sufficient_balance:
          type: boolean
          description: Whether creating these payouts now would pass the balance check.
          example: true
    ErrorResponse:
      type: object
      required:
        - error
      properties:
        error:
          type: object
          required:
            - type
            - code
            - message
            - param
            - request_id
            - timestamp
          properties:
            type:
              type: string
              enum:
                - invalid_request_error
                - authentication_error
                - permission_error
                - rate_limit_error
                - api_error
              description: The class of error, from the HTTP status.
            code:
              type: string
              description: >-
                What went wrong. Branch on this. New codes can be added, so
                handle an unknown one by its HTTP status.
              example: invalid_payout_request
            message:
              type: string
              description: For a developer to read. It can change, so never parse it.
              example: amount has more than 2 decimals for eur.
            param:
              type:
                - string
                - 'null'
              description: >-
                The field at fault, with its path: `amount`,
                `items[3].payee_id`, `beneficiary_address.postal_code` or
                `Idempotency-Key`.
              example: amount
            request_id:
              type: string
              description: The same as the `Request-Id` header.
              example: req_4f4b2bjc4mamxuxm
            timestamp:
              type: string
              format: date-time
              example: '2026-10-29T10:00:00Z'
    QuoteItem:
      type: object
      additionalProperties: false
      required:
        - payee_id
        - amount
        - currency
      properties:
        payee_id:
          type: string
          example: payee_c8pnahcrxqzd3z8d
        amount:
          $ref: '#/components/schemas/Amount'
        currency:
          type: string
          example: eur
    QuoteLine:
      type: object
      required:
        - payee_id
        - amount
        - currency
        - debit_amount
        - fee
        - rate
        - payee_amount
        - payee_currency
      properties:
        payee_id:
          type: string
          example: payee_c8pnahcrxqzd3z8d
        amount:
          type: string
          example: '500.00'
        currency:
          type: string
          example: eur
        debit_amount:
          type: string
          description: What would leave your balance, fee included.
          example: '568.35'
        fee:
          type: string
          example: '10.00'
        rate:
          type:
            - string
            - 'null'
          description: '`null` on INR lines.'
          example: '0.8955'
        payee_amount:
          type:
            - string
            - 'null'
          description: '`null` on INR lines.'
          example: '500.00'
        payee_currency:
          type: string
          example: eur
    Amount:
      type: string
      description: A decimal string with at most the currency's `decimals`.
      pattern: ^[0-9]+(\.[0-9]+)?$
      example: '500.00'
  responses:
    Unauthorized:
      description: >-
        `missing_authorization`, `invalid_api_key` (no such key, or it's
        revoked), `wrong_environment` (a test key on live, or a live key on the
        sandbox).
      headers:
        Request-Id:
          $ref: '#/components/headers/RequestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            error:
              type: authentication_error
              code: wrong_environment
              message: This is a live key. Use it on api.infinityapp.in.
              param: null
              request_id: req_4f4b2bjc4mamxuxm
              timestamp: '2026-10-29T10:00:00Z'
    Forbidden:
      description: '`account_inactive`: the account behind this key isn''t active.'
      headers:
        Request-Id:
          $ref: '#/components/headers/RequestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    RateLimited:
      description: >-
        `rate_limited`: over 20 requests per second for this key. Wait for
        `Retry-After` and try again.
      headers:
        Retry-After:
          $ref: '#/components/headers/RetryAfter'
        Request-Id:
          $ref: '#/components/headers/RequestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    ServerError:
      description: >-
        `internal_server_error` (500, our fault) or `service_unavailable` (503,
        something we depend on is down). Safe to retry with the same
        `Idempotency-Key`.
      headers:
        Request-Id:
          $ref: '#/components/headers/RequestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  headers:
    RequestId:
      description: This call's id. Quote it to support.
      schema:
        type: string
        example: req_4f4b2bjc4mamxuxm
    RetryAfter:
      description: Seconds to wait before retrying.
      schema:
        type: integer
        example: 1
  securitySchemes:
    apiKey:
      type: http
      scheme: bearer
      description: >
        Your secret key: `sk_test_…` on the sandbox host, `sk_live_…` on live. A
        key on the wrong host gets a `401 wrong_environment`.

        Keys are secret. Keep them on your server, never in a browser or app.

````

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